What kind of financing is available?

Now that you’ve selected the Airstream of your dreams, to take it home, you can pay via either cash or finance. Like most loans, terms depend largely on credit. There are RV loans that our finance managers would secure for you if you’re qualified, and they of course discuss the details of your purchase especially when working to secure your loan. Some top tier lenders are Bank of America or US Bank, and we also work with credit unions. There are typically two different lengths of payment terms, depending on the amount financed. If under $50,000.00, the term would be 15 years. If over $50,000.00, the term would be 20 years.

Either way, these are simple interest loans that can be paid off in advance to avoid paying the full interest over the term, and there are no prepayment penalties. Be prepared to come up with a down payment, and know that typically down payments can range from 10-30% of the total: purchase price, plus TTL (tax, title and license fees, if applicable-depending on the state of registration).

Another factor affecting the monthly payment amount is interest rate, and this, again, is largely dependent on credit. To get an idea of what payments might apply to the Airstream you’ve selected and based on your credit range, we recommend reaching out to our sales staff who would be happy to help! They can be reached at 805-697-7989


By Sarah Small